Travel Medical Insurance for Europe 2020

Having travel medical insurance for your trip to Europe is something you shouldn't forget if you plan to travel from Cuba to Europe in 2020.

Travel insurance for entry into the Schengen Area is required when applying for a visa to travel to any of the European countries that are part of this treaty. Since Cuba does not have visa exemption agreements with the member countries of this international treaty, Cuban citizens wishing to enter any Schengen Area country on the Old Continent must apply for a visa and, to do so, have travel insurance.

You may be interested: ESEN, for your travel insurance abroad from Cuba

Having insurance is necessary, but it's also useful. It's a way to protect your health and your wallet during your visit to a European country. In the worst case, you could have a mishap or accident, and the medical costs could be very high if you don't have insurance.

Insurance for traveling to Europe:

According to regulations on this matter, entry into Europe requires international travel insurance that covers all potential expenses related to repatriation for health reasons, medical expenses, emergency treatment in a health institution, or death during your visit. The minimum insurance coverage amount must be 30 euros.

This amount is the same, and the insurance features are the same for all Schengen countries. Therefore, the insurance you purchase must provide coverage for the entire Schengen area for the duration of your visit.

The cost of travel insurance to Europe:

Travel insurance costs vary. They range from basic insurance, which can cost less than 30 euros per month, to more comprehensive insurance, which costs more than 600 euros for a 300-day stay.

The longer the service contracted, the lower the daily price. Age is a factor that significantly influences the cost of insurance, as it is higher for older adults.

Insurance companies regularly offer insurance deals. Therefore, we recommend that you review the offers until you find the one that best suits your needs and travel budget.

Consult Allianz-Assistance Here

Travel insurance in Cuba: ASISTUR

 What does travel insurance to Europe cover?

Travel insurance coverage depends on the type of insurance you purchase. The most comprehensive, which are generally the most expensive, cover not only medical assistance but also the possible loss of luggage or valuable documents, dental expenses, and the need for medical transportation and repatriation, if necessary, among other aspects.

We recommend that, before deciding to purchase one insurance policy or another, you review everything covered. It's important to be fully aware of the terms and conditions, everything included, and what you may need to pay additionally if you need to use international travel insurance while in Europe.

If your visa is denied, do you lose your insurance?

Whether or not the insurance purchased before receiving a visa to enter Europe is reimbursed depends on the conditions you agreed to at the time of purchase. In this regard, we recommend that, given the uncertainty surrounding whether or not you will be granted a travel visa, consider when purchasing your insurance that you will be reimbursed based on proof that your visa has been denied.